Who Owns Cincinnati Life?

What does Cincinnati Financial Corporation own?

Cincinnati Financial owns The Cincinnati Insurance Company and its four insurance subsidiaries, which together market coverage as The Cincinnati Insurance Companies. It also owns Cincinnati Global, a London Lloyd's underwriter; CSU Producer Resources, an excess and surplus lines brokerage; and CFC Investment Company, a leasing and financing business.

Is Cincinnati Financial publicly traded?

Yes. Cincinnati Financial Corporation trades on NASDAQ under the ticker CINF and is a member of the S&P 500. Shares are broadly held by institutional and retail investors, with no controlling shareholder.

Who founded Cincinnati Financial?

The Cincinnati Insurance Company was founded in 1950 by four independent insurance agents: John J. Schiff, Robert Schiff, Chester Field, and Harry Turner. Cincinnati Financial Corporation was formed in 1968 as the holding company for the insurance group.

Where is Cincinnati Financial headquartered?

The company is headquartered in Fairfield, Ohio, a suburb north of Cincinnati. Its campus houses the parent company and the principal operations of The Cincinnati Insurance Companies.

Who owns Cincinnati Financial?

The company is publicly held. Institutional investors own most of its common stock, and no single shareholder controls the company. Members of the founding Schiff family have held leadership roles across three generations but do not control the corporation.

How does Cincinnati Financial make money?

The company earns money primarily through insurance premiums, which totaled $9.98 billion in net earned premiums for FY2025, and through investment returns on its portfolio. Investment income contributed $1.17 billion and net investment gains added $1.44 billion in FY2025. Its equity portfolio makes reported net income sensitive to stock market movements.