
Cincinnati Re is the reinsurance assumed operation of The Cincinnati Insurance Company, part of Cincinnati Financial Corporation (NASDAQ: CINF). Run from Fairfield, Ohio, it writes treaty and facultative reinsurance, taking on portions of risk that other insurance companies cede.
Parent Company
Founded
2006
Status
Publicly Traded
Headquarters
| Brand | Parent Company | Ownership Type |
|---|---|---|
| Cincinnati Re | Cincinnati Financial Corporation | Brand division |
Cincinnati Re developed as the assumed-reinsurance arm of The Cincinnati Insurance Company, writing treaty and facultative covers for ceding companies and brokers in the US market.
The operation complements the group's ceded-reinsurance buying on the other side of its balance sheet, and it gives Cincinnati a second use for its underwriting expertise and capital beyond direct insurance.
What does Cincinnati Financial Corporation own?
Cincinnati Financial owns The Cincinnati Insurance Company and its four insurance subsidiaries, which together market coverage as The Cincinnati Insurance Companies. It also owns Cincinnati Global, a London Lloyd's underwriter; CSU Producer Resources, an excess and surplus lines brokerage; and CFC Investment Company, a leasing and financing business.
Is Cincinnati Financial publicly traded?
Yes. Cincinnati Financial Corporation trades on NASDAQ under the ticker CINF and is a member of the S&P 500. Shares are broadly held by institutional and retail investors, with no controlling shareholder.
Who founded Cincinnati Financial?
The Cincinnati Insurance Company was founded in 1950 by four independent insurance agents: John J. Schiff, Robert Schiff, Chester Field, and Harry Turner. Cincinnati Financial Corporation was formed in 1968 as the holding company for the insurance group.
Where is Cincinnati Financial headquartered?
The company is headquartered in Fairfield, Ohio, a suburb north of Cincinnati. Its campus houses the parent company and the principal operations of The Cincinnati Insurance Companies.
Who owns Cincinnati Financial?
The company is publicly held. Institutional investors own most of its common stock, and no single shareholder controls the company. Members of the founding Schiff family have held leadership roles across three generations but do not control the corporation.
How does Cincinnati Financial make money?
The company earns money primarily through insurance premiums, which totaled $9.98 billion in net earned premiums for FY2025, and through investment returns on its portfolio. Investment income contributed $1.17 billion and net investment gains added $1.44 billion in FY2025. Its equity portfolio makes reported net income sensitive to stock market movements.
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| Brand | Parent Company | Country | Founded | Market Position | Primary Market | Gender Target |
|---|---|---|---|---|---|---|
| Aon | Ireland | 1982 | Mass market | Global | All Genders | |
| Arthur J Gallagher | United Kingdom | 2021 | Mass market | Global | All Genders | |
| W R Berkley | USA | 1967 | Mass market | United states | All Genders |
InsuranceOwned by Aon plc
Global insurance brokerage and professional services brand of Aon plc, the NYSE-listed firm domiciled in Dublin, Ireland.
InsuranceOwned by Arthur J. Gallagher & Co.
Arthur J. Gallagher's reinsurance brokerage brand, created in 2021 around the Willis Re acquisition and operating across 77 offices in 27 countries.
InsuranceOwned by W. R. Berkley Corporation
Specialty commercial property and casualty insurance brand of W. R. Berkley Corporation, a Greenwich, Connecticut holding company listed on the NYSE.
Market Positioning: Cincinnati Re competes with 3 brands in the same categories, ranging from mass market to luxury positioning.
Geographic Distribution: Competitors are headquartered across multiple regions, indicating global competition in this market segment.
Brand Heritage: Competitor brands range from established heritage brands to newer market entrants, with founding years spanning several decades.
Looking for brands with different ownership structures? These similar brands are not owned by Cincinnati Financial Corporation, giving you alternative choices that support different corporate structures.
InsuranceOwned by Nationwide Mutual Insurance Company
Des Moines-founded insurance brand of Nationwide Mutual, serving independent agents and brokers for personal and small commercial lines since 1929.
Allied Insurance is privately owned, unlike Cincinnati Re which is under a publicly traded parent company.
InsuranceOwned by American Family Insurance Mutual Holding Company
Flagship insurance brand of the American Family Insurance mutual group, founded in 1927. Auto, home, life, farm, and business coverage sold through exclusive agents in 19 states.
American Family Insurance is privately owned, unlike Cincinnati Re which is under a publicly traded parent company.
InsuranceOwned by Auto-Owners Insurance Company
Flagship brand of Auto-Owners Insurance Company, the policyholder-owned mutual insurer selling auto, home, business, and life coverage through independent agents since 1916.
Auto-Owners Insurance is privately owned, unlike Cincinnati Re which is under a publicly traded parent company.
InsuranceOwned by Farmers Insurance Group of Companies
Flagship brand of Farmers Insurance Group, the policyholder-owned insurer selling auto, home, and life coverage through exclusive and independent agents since 1928.
Farmers Insurance is privately owned, unlike Cincinnati Re which is under a publicly traded parent company.
InsuranceOwned by American Family Insurance Mutual Holding Company
Direct-to-consumer homeowners, renters, and condo insurance brand founded in Boston in 1997. Acquired by American Family Insurance in 2013 for approximately $616 million.
Homesite Insurance is privately owned, unlike Cincinnati Re which is under a publicly traded parent company.
InsuranceOwned by American Family Insurance Mutual Holding Company
Commercial and farm insurance brand headquartered in Jacksonville, Florida, founded in 1923 as National Grange Mutual. Owned by American Family Insurance since a 2018 mutual merger.
Main Street America Insurance is privately owned, unlike Cincinnati Re which is under a publicly traded parent company.
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