Who Owns Freddie Mac?

What does Freddie Mac own?
Freddie Mac does not own consumer brands in the traditional sense. The company owns mortgage products and programs, including Home Possible, HomeOne, Loan Product Advisor, Freddie Mac Multifamily, CHOICERenovation, and CHOICEHome. These products are used by lenders to originate and securitize mortgages. Freddie Mac's total mortgage portfolio reached $3.7 trillion by mid-2026.

Is Freddie Mac publicly traded?
Freddie Mac's common stock (FMCC) and preferred stock trade on the OTC markets, but the company has been under FHFA conservatorship since 2008. The common and preferred shares have limited economic rights under conservatorship, and the U.S. Treasury's senior preferred stock takes priority. The stock is not listed on a major exchange like the NYSE or Nasdaq.

Who founded Freddie Mac?
Freddie Mac was not founded by an individual. It was created by the U.S. Congress through the Emergency Home Finance Act of 1970. The company was established to expand the secondary mortgage market and provide competition for Fannie Mae. Congress reorganized Freddie Mac as a shareholder-owned corporation in 1989 under FIRREA.

Where is Freddie Mac headquartered?
Freddie Mac is headquartered in McLean, Virginia, USA. The company has maintained its McLean headquarters since its early years. McLean is in Fairfax County, Virginia, near Washington, D.C., which is appropriate given Freddie Mac's status as a government-sponsored enterprise under federal oversight.

How many brands does Freddie Mac own?
Freddie Mac operates one core brand with multiple specialized product lines. These include Home Possible, HomeOne, Loan Product Advisor, Freddie Mac Multifamily, CHOICERenovation, and CHOICEHome. The company does not own a portfolio of distinct consumer brands because its customers are lenders, not consumers.

Who owns Freddie Mac?
Freddie Mac's ownership is complex. The company has been under conservatorship of the Federal Housing Finance Agency (FHFA) since September 2008. The U.S. Treasury holds senior preferred stock representing the government's financial stake. Common stock (FMCC) trades on OTC markets but has limited economic rights under conservatorship. The FHFA appoints the company's board of directors. William J. Pulte, Director of the FHFA, serves as Chairman of the Board.

What is Freddie Mac's net income?
In FY2025, Freddie Mac reported net income of $10.7 billion on net revenues of $23.3 billion. In Q2 2026, the company reported net income of $3.8 billion, up 61 percent year-over-year. The company's net worth reached $77.8 billion as of June 30, 2026.

What is the difference between Freddie Mac and Fannie Mae?
Freddie Mac (Federal Home Loan Mortgage Corporation, 1970) and Fannie Mae (Federal National Mortgage Association, 1938) are both GSEs that operate in the secondary mortgage market. Freddie Mac was originally created to purchase mortgages from savings institutions, while Fannie Mae primarily purchased mortgages from commercial banks. Today, both companies operate in similar markets and are under FHFA conservatorship since September 2008. Together they guarantee approximately 70 percent of new U.S. mortgage originations.