All Brands Owned by Synchrony Financial

What does Synchrony Financial own?
Synchrony owns Synchrony Bank, the Utah industrial bank holding $81.1 billion in deposits; the CareCredit healthcare financing brand; and dozens of partner card programs including Amazon, Sam's Club, OnePay at Walmart, TJX, JCPenney, PayPal, and Verizon. It holds an equity stake in Independence Pet Holdings after selling Pets Best in 2024.

Is Synchrony Financial publicly traded?
Yes. Synchrony trades on the New York Stock Exchange under ticker SYF and is an S&P 500 component. It IPO'd in August 2014 and fully separated from GE in November 2015.

Who founded Synchrony Financial?
The business grew inside General Electric's retail finance operations dating to 1932. Margaret Keane led the unit that became Synchrony and served as CEO through the 2014 IPO and independence, making her the effective founder of the standalone company.

Where is Synchrony headquartered?
Synchrony Financial is headquartered in Stamford, Connecticut, USA. Its bank subsidiary is chartered in Utah and the company operates centers across the US and internationally.

How many brands does Synchrony own?
Synchrony's owned consumer brands are principally Synchrony (including Synchrony Bank) and CareCredit. The majority of its card issuance runs under partner brands like Amazon and Sam's Club rather than Synchrony-owned names.

Who owns Synchrony Financial?
Synchrony is owned by public shareholders, predominantly institutional investors, with no controlling owner. It has been fully independent of GE since November 2015.

What is CareCredit?
CareCredit is Synchrony's healthcare financing credit card, used for dental, vision, veterinary, cosmetic, and wellness expenses not covered by insurance. It is accepted at more than 270,000 provider and retail locations and generated about 17 percent of the company's interest and fee income in 2025.