All Brands Owned by Auto-Owners Insurance Company

What does Auto-Owners own?
The group comprises affiliated insurers including Owners Insurance Company, Home-Owners Insurance Company, Property-Owners Insurance Company, Southern-Owners Insurance Company, Auto-Owners Life, Atlantic Casualty, Concord Group, and Capital Insurance Group.

Is Auto-Owners publicly traded?
No. It is a mutual insurance company owned by its policyholders and has never had shares or a ticker.

Who founded Auto-Owners?
Vernon V. Moulton founded the company in Mount Pleasant, Michigan in 1916. It relocated to Lansing in 1917.

Where is Auto-Owners headquartered?
The company is headquartered in Lansing, Michigan, where it has operated for more than a century.

How many brands does Auto-Owners own?
The group operates under one master brand, Auto-Owners, across its affiliated legal entities, which exist for regulatory and product structure rather than consumer-facing differentiation.

Who owns Auto-Owners?
Its policyholders own it. As a mutual company, the people it insures hold the equity and elect the board, with no outside shareholders.

How does Auto-Owners sell insurance?
Exclusively through independent agents, roughly 48,000 of them across 26 states, who also represent competing carriers. The company does not sell direct or through captive agents.