Does Humana still offer employer health insurance?

Yes. Humana offers employer group coverage including medical, dental, vision, life, disability, and voluntary benefits, plus Medicare Advantage group retiree plans. Its commercial focus is narrower than its Medicare business.

Is Humana Group Plans a separate company?

No. It is a product line of Humana Inc. (NYSE: HUM), reported inside the Insurance segment alongside Medicare, Medicaid, and individual products.

Does Humana sell group Medicare Advantage to employers?

Yes. Employers can offer Medicare Advantage coverage to their retirees through Humana's group waiver programs, a strategic product that converts employer-group members into Humana MA members at retirement.

Healthcare & Pharmaceuticals

Who Owns Humana Group Plans?

Humana Group Plans is the employer group insurance product line of Humana Inc. (NYSE: HUM), headquartered in Louisville, Kentucky. It provides medical, dental, vision, life, short- and long-term disability, and voluntary benefits to employer clients. The commercial group business is Humana's secondary insurance line behind its core Medicare franchise, serving small, mid-size, and large employers including Medicare-eligible retiree group coverage.

Parent Company

Humana Inc.

Founded

1961

Status

Publicly Traded

Headquarters

Louisville, Kentucky, USA

mid rangesecondary lineUnited Statesall-agesOfficial Website

Who Owns Humana Group Plans?

Parent Company: Humana Inc.
Ownership Type: Wholly owned
Company Type: Publicly Traded
Stock Ticker: NYSE: HUM

Brand	Parent Company	Ownership Type
Humana Group Plans	Humana Inc.	Wholly owned

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Humana Group Plans on Amazon

History of Humana Group Plans

Founded: 1961
Founders: David A. Jones Sr., Wendell Cherry

Humana's employer business grew from its origins as a hospital company that began offering group health coverage in the 1980s. For decades, group medical insurance was a core Humana line serving small and mid-size employers, particularly in the South and Midwest.

The line's role shifted as Humana strategically concentrated on Medicare Advantage. Through the 2010s and 2020s, Humana narrowed its commercial focus, exiting fully-insured large-group medical in certain markets while retaining strong positions in group dental, vision, life, disability, and employer-sponsored Medicare retiree plans, which feed the company's Medicare Advantage platform.

The employer group segment continues to serve millions of covered members and functions both as a standalone benefits business and as a feeder into Humana Medicare products when group members retire or age into Medicare.

About Humana Inc.

What does Humana own?
Humana owns a portfolio of health insurance and healthcare service brands organized under the Humana master brand and the CenterWell service brand. The portfolio includes Humana Medicare (Medicare Advantage plans), Humana Medicaid (managed care in 13 states), Humana Marketplace (ACA exchange plans), Humana Pharmacy (prescription drug services), CenterWell (senior primary care clinics, pharmacy, and home health), Humana Group Plans (employer-sponsored specialty products), and Humana Individual Plans (individual and family coverage).

Is Humana publicly traded?
Yes. Humana Inc. trades on the New York Stock Exchange under ticker symbol HUM. The company has been publicly traded since its corporate restructuring in the 1990s and is a component of major healthcare sector indices. Its market capitalization fluctuates with earnings performance and Medicare Advantage policy developments.

Who founded Humana?
Humana was founded in 1961 by David A. Jones Sr. and Wendell Cherry in Louisville, Kentucky, originally as a nursing home company called Extendicare Inc. The company pivoted to hospital management in the 1970s and then to health insurance in 1993, when it spun off its hospital operations. Jones served as CEO for decades and remained chairman until his retirement.

Where is Humana headquartered?
Humana is headquartered in Louisville, Kentucky, USA. The company has maintained its headquarters in Louisville since its founding in 1961. Humana operates major offices and care delivery facilities across the United States to support its national Medicare Advantage and Medicaid operations.

How many brands does Humana own?
Humana owns 8 major brands and product lines across its health insurance and healthcare services portfolio. These include Humana Medicare, Humana Medicaid, Humana Marketplace, Humana Pharmacy, Humana Healthcare Services, CenterWell, Humana Group Plans, and Humana Individual Plans. The company uses a focused brand strategy rather than a broad multi-brand portfolio.

Who owns Humana?
Humana is publicly owned with shares trading on the NYSE under ticker HUM. Ownership is distributed among institutional investors, mutual funds, and individual shareholders. No single shareholder holds a controlling interest. Major institutional holders include Vanguard Group, BlackRock, and State Street Corporation. The company operates independently without any parent organization.

What is Humana's revenue?
Humana reported FY2025 revenue of $129.7 billion, up from $117.8 billion in FY2024. For FY2026, the company guided to total revenue of at least $160 billion. The Insurance segment generated $124.6 billion in FY2025 revenue, representing 96.3% of consolidated premiums and services revenue. The company's revenue is heavily concentrated in Medicare Advantage, which accounted for 82.6% of Insurance segment premiums in FY2025.

Is Humana involved in any legal proceedings?
Yes. Humana is appealing a federal court's October 2025 decision rejecting its challenge to CMS Star Ratings methodology. The company also faces an ongoing DOJ investigation into Medicare Advantage risk adjustment practices. Additionally, Humana is subject to routine litigation related to claim denials and coverage decisions, which is typical for large health insurers. The company discloses material legal matters in its SEC filings.

Founded: 1961
Headquarters: Louisville, Kentucky, USA
Company Type: Publicly Traded
Stock: NYSE: HUM
Revenue: $129.7 billion (FY2025)
Employees: Approximately 67,000

Visit Humana Inc. website

View full company profile for Humana Inc.

Where Is Humana Group Plans Made / Based?

Headquarters: Louisville, Kentucky, USA

Humana Group Plans Categories & Tags

Health Insurance Employer Benefits Group Insurance Dental Vision American Brand

Humana Group Plans Sustainability & Ethics

Group plans operate under ERISA and state insurance oversight, with Humana's standard member programs for wellness, telehealth, and care coordination. The line supports small-business coverage access and retiree Medicare transitions for employer groups.

Awards & Recognition

Humana's employer group products have received recognition in employee benefits surveys for dental and vision satisfaction. The line's employer Medicare Advantage programs are frequently cited in retiree-health benefits reporting.

Humana Group Plans Recalls & Controversies

Network Adequacy: Employer group plans, like all insurers' commercial offerings, face periodic member complaints about network breadth and out-of-network billing, managed through standard state insurance department processes.

Benefit Narrowing: As Humana refocused on Medicare, some commercial groups experienced reduced product availability or network changes, drawing criticism from affected employers and brokers.

Medical Loss Ratios: Commercial group margins face the same medical cost inflation pressures as Medicare, periodically requiring repricing that strains retention.

Humana Group Plans Ownership: Pros & Cons

Advantages

+Employer retiree plans feed members directly into Humana's Medicare Advantage franchise
+Dental, vision, and ancillary products carry strong retention and margins
+Integrated CenterWell care model extends to group medical members
+National distribution and underwriting infrastructure of a top-tier insurer

Considerations

-Deliberately de-emphasized versus Medicare, limiting commercial medical share
-Competing against larger commercial incumbents with deeper group relationships
-Smaller fully-insured medical presence reduces negotiating leverage
-Segment economics depend partly on retiree-Medicare migration rather than standalone commercial growth

Frequently Asked Questions About Humana Group Plans

Sources & Further Reading

Competitors to Humana Group Plans

These competing brands operate in the same categories and provide similar products or services. Compare key attributes to understand market positioning and competitive landscape.

Brand	Parent Company	Country	Founded	Market Position	Primary Market	Gender Target
Aetna	Cvs Health	United States	1853	Mass market	North america	All Genders
Ambetter Health	Centene	USA	2014	Market leader	United states	All-ages
Cigna Healthcare	Cigna	USA	1982	Mass market	United states	All Genders
Fidelis Care	Centene	USA	1993	Market leader	United states	All-ages
Health Net	Centene	USA	1977	Mass market	United states	All-ages
SilverScript	Cvs Health	USA (Aetna Medicare operations)	2006	Market leader	United states	Seniors-65-plus