All Brands Owned by JSC Sense Bank

What does Sense Bank own or operate?
It is a single universal bank operating retail, corporate and digital banking under the Sense Bank brand and the Sense SuperApp platform, serving customers across Ukraine.

Is Sense Bank publicly traded?
No. Its shares are held entirely by the Ukrainian state. A privatization process is being prepared but no listing exists or has been announced.

Who founded Sense Bank?
The institution was founded in 1993 as commercial bank VITO. It became Alfa-Bank Ukraine after Alfa Group's 2001 acquisition, then rebranded to Sense Bank in 2022. No individual founder is publicly associated with its current form.

Where is Sense Bank headquartered?
Kyiv, Ukraine. It operates a branch network across the country plus the Sense SuperApp digital channel.

Who owns Sense Bank?
The Ukrainian state, through the Ministry of Finance, has owned 100 percent since July 2023. The government is preparing to sell the bank to private investors.

Why was Sense Bank nationalized?
Its shareholders, Alfa Group's Fridman, Aven and Kosogov, were sanctioned after Russia's 2022 invasion. Ukraine's government concluded the ownership threatened the bank's stability and transferred shares to the state.

Is Sense Bank being sold?
Yes. In 2026 the government appointed advisers and formed a tender commission for a competitive sale, with proceeds intended for defense. The timeline and buyer are not yet public.

How big is Sense Bank?
It is a systemically important bank under National Bank of Ukraine designation, among the country's largest lenders by assets, serving retail and corporate clients nationwide.