The Lampo Group, LLC (Ramsey Solutions)

What does Ramsey Solutions own?

Ramsey Solutions owns The Ramsey Show, Financial Peace University, the EveryDollar app, SmartDollar, EntreLeadership, Ramsey Education, Ramsey Press, and the RamseyTrusted referral network, all produced under the Ramsey brand.

Is Ramsey Solutions publicly traded?

No. The company is privately held. Dave Ramsey holds the only voting shares (about 1 percent of stock) while roughly 99 percent is held in a trust for his children. It has never taken outside equity.

Who founded Ramsey Solutions?

Dave Ramsey founded the company in 1992 as The Lampo Group after losing a leveraged real estate portfolio to bankruptcy. He remains CEO and the public face of every product.

Where is Ramsey Solutions headquartered?

The company is headquartered in Franklin, Tennessee, in Williamson County south of Nashville, at a purpose-built campus that opened in 2019 and is valued around $650 million.

How many brands does Ramsey Solutions own?

The company operates approximately eight core brands across media, education, software, publishing, and business services, all under the Ramsey identity.

Who owns Ramsey Solutions?

The Lampo Group, LLC is owned through a structure in which Dave Ramsey holds the only voting shares and approximately 99 percent of stock is held in a trust for his children. No outside investors hold equity.

How does Ramsey Solutions make money?

Revenue comes from book publishing, course enrollments, app subscriptions, employer wellness contracts, live events, advertising on its radio and podcast network, and endorsed provider referrals.

The company grew out of Dave Ramsey's personal bankruptcy. In 1988, at age 28, Ramsey lost a $4 million real estate portfolio financed almost entirely with short-term debt when banks called his loans. The experience produced the anti-debt, anti-credit philosophy that became the company's entire product line.

In 1992 Ramsey self-published Financial Peace and began hosting The Money Game on a Nashville radio station. The show, renamed The Dave Ramsey Show in 1999 and later The Ramsey Show, grew into the second-largest nationally syndicated radio program in the country. His 2003 book The Total Money Makeover became a number one national bestseller and remains the company's best-known title.

The business formalized as The Lampo Group, a name drawn from Ramsey's church teaching, and rebranded as Ramsey Solutions in 2014. It expanded from books and radio into digital products: the EveryDollar budgeting app launched in 2015 and passed one million users within a year, SmartDollar brought financial wellness to employers, and Ramsey Education brought its curriculum into schools.

The company built a purpose-designed headquarters campus in Franklin that opened in 2019, consolidating offices, broadcast studios, an event venue, and a bookstore. Ramsey has said the campus is valued around $650 million and was built without debt. In 2025 the company reported record annual revenue of approximately $300 million.

Ramsey Solutions has faced several documented legal and public controversies. In 2022, former employee Caitlin O'Connor sued alleging she was fired after disclosing a pregnancy outside marriage, claiming the company applied religious conduct standards to employment; the case settled on confidential terms. The company's employee handbook, surfaced in litigation, drew national attention for its personal conduct rules.

The company faced criticism for its multi-year endorsement of Timeshare Exit Team, a vendor that defrauded customers and later settled with regulators. Ramsey Solutions ended the endorsement in 2021; litigation seeking to hold it responsible for the endorsement proceeded through the courts.

Its financial advice draws consistent methodological criticism. Financial planners challenge its dismissal of credit scores, its aggressive return assumptions, and its one-size-fits-all anti-debt doctrine. The company frames its approach as behavioral rather than mathematically optimal and has not altered its philosophy in response.